by Andre Coelho | Jun 17, 2018 | News
Horizon Factory is a “platform through which organizations can set up an independent basic income project, supporting their own community while contributing to Horizon’s global basic income service”. Aiming high at a world-wide basic income, naming this as the United Basic Income Platform, Horizon’s goal is to link up all the world’s basic income initiatives, thus effectively creating a global basic income network. Horizon defines itself, as “the first decentralized platform for uniting universal basic income initiatives.”
Built upon the Ethereum blockchain, the general idea is to distribute crypto tokens, so that everyone can build “a basic income for him or herself”, especially as buying cryptocurrencies is fairly easy and people have the ability to buy things like Bitcoin and Ethereum using basic means. This includes being able to buy crypto with credit card, making it a very simple process. The platform’s role is to collect money from donations and partnerships and redistribute it within the blockchain network. The final aim is aligned with that of many basic income supporters, which is to provide people with more effective freedom, the possibility of a more meaningful and less stressful life. Thus, if consumers can go ahead and learn more about how digital currencies can be bought with credit cards (similar to how Coin Cloud and the like work), it would be easier for many to invest in various cryptocurrencies. Before cryptocurrency enthusiasts decide to do this, however, there comes a need to know more about the domain and its potential upticks and pitfalls.
The currency chosen to distribute these tokens is the Ethereum (ETH), which saves Horizon time, money and effort to launch its own crypto currency, plus benefiting from the ETH already established value (at the moment 1 ETH ~ 500 US$). Moreover, because the Horizon’s platform is also programmed on the Ethereum blockchain, it also takes advantage of the community already invested in this system, and the fact the supporting software is continuously being reviewed and updated by experts. According to Horizon’s whitepaper, “to build a decentralized basic income service, there is no need to reinvent the wheel”. Hence, Horizon’s role is to “write smart contracts for its basic income service”. For this, cutting edge programming technology is used, such as MiniMe tokens, ERC20 standard, Truffle framework, ESLINT and Solium. The Horizon platform can be used, however, for purposes other than distributing a basic income.
To pay out basic income at each node, Horizon uses the Splitter – a function used to “divide the collected deposits among all token holders” – which will record the tokens in possession, the periods in which the distribution is to be made, and how many Ethers shall be paid for each token. Each Splitter owner, including the Horizon Factory, has its token reserve which is used to pay its token holders, and is the sole controller of that Splitter. The Factory Splitter is not privileged in any way, being just another split node following the same rules. However, a 1% fee is charged on deposits to Splitters (for the Factory Splitter), to cover for operating expenses. Technically, the platform also allows for transaction fees to be fed in the basic income distribution scheme (similar to a Tobin tax), although that is still dependent on Horizon’s partnerships.
The Horizon NGO has been setup and is managed by Dirk von Heinrischshorst and Eliott Teissonniere, both experts in electronics, information technology and computer science. As leaders of the Horizon project, they both share a vision of open source systems, Decentralized Autonomous Organizations (DAO) and of an economy which works for the common good.
More information at:
Horizon’s website
Horizon NGO executive summary
Horizon whitepaper
by Hilde Latour | Jun 15, 2018 | News
Picture: Deep Dog at the Beach by Botgirl Questi, 2014, CC-BY-NC 2.0
On June 6th 2018, Trent McConaghy, founder of Ocean Protocol and BigchainDB states in his article “Nature 2.0, The Cradle of Civilization Gets an Upgrade”, that a combination of Artificial Intelligence (AI) and Blockchain can result in a future of abundance. Profits from self-owning machines can pay for a Universal Basic Income (UBI), according to this expert in the field of automation.
A Blockchain is a database with new characteristics compared to traditional databases, as McConaghy explains:
- “It’s decentralized — no single entity owns or controls it. There’s no single point of failure
- It’s immutable — once you’ve written into it, it’s there for good. (unless intentionally changed)
- And it has assets – you own something if you have the private key. “
Furthermore, Blockchains can not only be used for data storage, but also for processing data and communications. Blockchains, like Bitcoin, can be seen as information-centric Public Utility Networks (PUNs), states McConaghy, and “as “trust machines” these minimize the human trust (in banks) needed to operate. In doing so, these allow ever larger organizations of people to interact without trust issues arising. McConaghy says that the most important characteristic of blockchains is “incentives”. According to him, “a person can design a network that gets people to do stuff, by rewarding them with tokens.”
Then he takes us a step further and explains that Blockchains can also be designed as a Decentralized Autonomous Organization (DAO), which is a computational process which runs autonomously on a decentralized infrastructure. McConaghy explains: “A DAO is autonomous code that can own stuff.”
Trent also refers that AI and DAO combined can generate value by making and selling art, using Genetic Programming (GP) (as in this example), or Deep Dreams (a twist of Neural Networks). It can be achieved when a computer program ‘orders’ an artwork to be generated, sells it on a digital marketplace for crypto currencies and repeats the process (generating a new artwork). Over time, it accumulates wealth, without any human controlling it, while evolving with its own GP coding.
“This is possible with today’s technology” and AI-DAO’s can get rights using today’s law, McConaghy states. The impact of the combination of AI and DAO is huge because it combines database resources with autonomous decision-making. Making and selling art is only one example, but self-ownership can be done with self-driving cars and even roads, windfarms and energy grids, according to McConaghy. He concludes by stating:
“Many dream of Universal Basic Income (UBI), because it can address worries about job loss in the face of AI, and help more people to chase their dreams and self-actualize. Blockchains make the distribution side straightforward. Anyone that provides some proof of being human (even if imperfect) gets an equal amount of income arriving to the UBI chain. The challenge is how to pay for it. Nature 2.0 gives a solution to this! In short: profits from self-owning machines pay into the UBI chain.”
More information at:
Trent McConaghy, “Nature 2.0: The Cradle of Civilization Gets an Upgrade”, Medium, June 6th 2018
Special thanks to André Coelho for reviewing this article.
by Kate McFarland | Oct 23, 2017 | Opinion
Relaxing Conditions on ‘Basic Income’: A Case Against Definition
From a linguistic standpoint, there is no one “correct” definition of the term ‘basic income’ [1]. Different groups and organizations have adopted different definitions, suitable to their purposes, and these definitions sometimes conflict with one another.
BIEN, at present, coordinates affiliates who use the term differently from one another, organizes conferences to bring together individuals who use the term differently from one another, and issues news reports on varied stories in which the term is used in different ways.
I have come to believe that, in its role as such an umbrella organization, BIEN’s attempt to define ‘basic income’ does not lend clarity. Instead, to avoid equivocation and confusion, it would do better to admit upfront this diversity in definition and shades of meaning.
BIEN’s Definition of ‘Basic Income’: One Among Many
At its 2016 Congress in Seoul, BIEN adopted the following definition: “A basic income is a periodic cash payment unconditionally delivered to all on an individual basis, without means-test or work requirement.”
When I write for BIEN’s website, I accept this as a stipulative definition of the term, and call attention to potentially confusing differences in usage. For example, when I report on the recently launched “basic income pilot” in Ontario, I note that the program being tested–in which payments to participants are household-based and income-dependent–does not actually satisfy BIEN’s definition of ‘basic income’ (although, as I emphasize below, it does congeal with an established and widespread use of the term within Canada).
My comments in might sometimes seem to treat BIEN’s definition as privileged or authoritative. This, however, is only an artifact of the particular context in which I am writing–BIEN’s website–and my desire to maintain consistency within this context. I do not believe that BIEN’s definition is privileged in any absolute or objective sense, or that it is more “correct” than other uses that have become established within other groups, organizations, and geographical regions.
As I take it, my prevailing duty as a news writer is to prevent readers from believing false things. In this context, clarity and consistency in meaning are of utmost importance, and BIEN’s definition of ‘basic income’ is a burden I must bear, knowing that there will be many situations in which it will be inconsistent with the definitions employed by the parties on whom I report.
Two particularly important cases, in my experience, are the following two types of definitions:
- Definitions that additionally stipulate that the amount of the periodic cash payment must be sufficient to meet basic living expenses.
- Definitions that lack the qualification that the payment must be (a) non-withdrawable (not means-tested) and/or (b) paid on an individual basis.
A. Definitions stipulating that the amount of the periodic cash payment must be sufficient to meet basic living expenses.
Many high-profile groups and organizations have adopted definitions of ‘basic income’ with this additional necessary condition (philosophers may enjoy the opportunity to say that, on these definitions, “the ‘sufficient’ condition is a necessary condition”); for example (emphases added):
- GiveDirectly, the charity organization known in the basic income community for its impending major experiment in Kenya, defines ‘basic income’ as a type of cash transfer that is “unconditional (recipients don’t have to work or do anything else to be eligible), universal, with all members of society receiving, enough to cover basic needs, and guaranteed for the recipients’ lifetimes”.
- International Basic Income Week, an annual initiative that is pursuing partnership with BIEN in 2018, stresses four conditions that must be met to use ‘basic income’ to refer to a cash transfer policy: payments must be (1) universal, (2) individual, (3) unconditional, and (4) high enough.
- Founding members of the Economic Security Project, a major US-based initiative launched in late 2016, have decided to reserve the use of ‘basic income’ for programs in which payments are high enough to meet basic living expenses, and have endorsed the neologism ‘base income’ to refer to programs that provide universal and unconditional payments of lesser amount.
- Multiple affiliates of BIEN–including groups in Australia, Austria, Canada, Germany, the Netherlands, Norway, Portugal, and Switzerland, and perhaps others–have adopted definitions of ‘basic income’ (or its translational equivalent) that include some type of condition specifying that the amount of payment must be “sufficient” or “high enough” to meet some type of minimal needs (see “Affiliate Definitions of ‘Basic Income’”).
The question of whether BIEN itself should include the sufficiency condition as a necessary condition (so to speak) has been the cause of previous terminological controversies within the organization, including the one that eventuated in the vote at the 2016 Congress in Seoul, in which BIEN rejected the proposal to restrict the definition of ‘basic income’ in such a manner. In a paper delivered at the 2017 BIEN Congress (“What’s a Definition? And how should we define ‘Basic Income’?”), Malcolm Torry, General Manager of BIEN and Director of the UK’s Citizen’s Basic Income Trust, defends this decision. According to Torry, the adopted definition does not “conflict with any affiliate’s definition”, “represent[s] the consensus among affiliates”, and “reflect[s] common usage of the term”.
All of these claims seem dubious, however, especially when one considers that BIEN has aspired to provide a definition–that is, a set of necessary and sufficient conditions to use the term ‘basic income’–rather than a non-exclusive list of necessary or paradigmatic features.
First, notice that the different definitions of BIEN and some of its affiliates lead to different assignments of truth and falsity to certain sentences. For example, the sentences ‘Alaska has a basic income’ and ‘Iran once implemented a basic income’ seem to be true on BIEN’s definition [2], but they are false on definitions of ‘basic income’ that include a provision that the amount must be high enough to meet basic living expenses. The definitions disagree on whether certain core cases discussed in the basic income literature are actually cases of basic income–and this, I wager, counts as “conflict” between the definitions if anything does.
Secondly, it would be more accurate to say that BIEN’s definition reflects a–but not the–common usage of ‘basic income’, and that it does not represent consensus, even amongst BIEN’s own affiliates. As reflected by the above list of examples (and further examples could be given), it is unquestionably typical for many speakers and organizations to restrict application of the term to policies that provide livable cash payments.
If one still wonders why a less restrictive definition should prove contentious, it is significant to notice that the act of defining carries evaluative and expressive element: to establish a definition of a term is not merely to clarify and elucidate current usage, nor is it necessarily an attempt to honor as much of present usage as possible while introducing greater clarity and precision; to establish (and insist upon) a specific definition is often also to express what one values. Specifically, speakers sometimes choose to adopt definitions that are narrow or exclusive and reject ones that are more encompassing.
Many conservative Christians, for example, continue to resist the redefinition of ‘marriage’ to allow the term’s application to same-sex partnerships. And many pro-choice Americans were recently outraged that the US Department of Health and Human Services decided to define ‘life’ broadly to the point of conception. Or, in a somewhat lighter vein, consider cocktail purists who scoff at the practice of using ‘martini’ to refer to any mixed drink served in a v-shaped glass. In the eyes of the conservative Christian and the cocktail purist, the more inclusive definitions are simply unacceptable, for they disrespect the sanctity of marriage and martinis (as God and the International Bartenders Association intended them to be). And when the definition in question has legal or political ramifications, the choice bears substantial weight.
Likewise, in my experience in the basic income movement (especially in the US context), I have observed that many left-leaning proponents of basic income insist upon the strict definition–with the “sufficiency” condition–as a way to distance their own proposals from right-wing and libertarian schemes, such as Charles Murray’s proposal to replace all existing programs with a universal flat-rate cash payment of 10,000 USD per year. Often, champions of a narrow definition of ‘basic income’ don’t want Murray-like proposals to be assimilated into the basic income movement, and their preferred definition reflects this.
Such activists might decry definitions like BIEN’s as unacceptable precisely because it aspires to retain neutrality on the level of the payment. If BIEN were simply to reply that the definition should be kept broad in order to accommodate all proposals for regular unconditional cash transfers, including views like Murray’s, then it would quite directly miss their point. It is their prerogative as speakers to fine-tune the meaning of terms in light of their values and interests, and they might have good strategic and political reasons to insist upon these particular definitions.
I believe that BIEN should acknowledge this difference as what it is: disagreement about word meaning–and not at all uncontentious. This disagreement threatens to present readers and newcomers with potentially confusing discrepancies, such as disagreement about the truth of such commonly heard claims like ‘Alaska has a basic income’ and ‘Finland is experimenting with a basic income for its unemployed population’. For the reader of BIEN materials, forewarned is forearmed.
B. Definitions lacking the qualification that the payment must be (a) non-withdrawable (not means-tested) and/or (b) paid on an individual basis.
As mentioned above, this type of definition seems particularly common in Canada, where the idea has enjoyed a long history, where an experiment in Manitoba in the late 1970s became one of the most famous trials of a negative income tax–or what many Canadians politicians, academics, and journalists would call a ‘basic income’.
For example, on a page titled “About Basic Income”, BIEN’s Canadian affiliate, Basic Income Canada Network, defines ‘basic income guarantee’ (which seems to be used synonymously with ‘basic income’) as a program that “ensures everyone an income sufficient to meet basic needs and live with dignity, regardless of work status” [3] [4]. Similarly, the Government of Ontario, which has recently launched a new experiment of what it calls a ‘basic income’, defines the term as “a payment to eligible families or individuals that ensures a minimum income level, regardless of employment status” [5].
Exemplifying this usage, Canadian politician Guy Caron has introduced a proposal for what he calls ‘basic income’, which is a “top-up aimed at helping low-income Canadians to reach the ‘low-income cut-off’”, clearly not a universal and non-withdrawable payment. I submit that this proposal, like Ontario’s pilot, is not inaccurately named: it merely reflects what might be described as dialectical ambiguity with respect to the term ‘basic income’.
Also in his 2017 paper, Torry states, speaking of the Ontario experiment, that the payments “do not constitute a Basic Income, and perhaps BIEN should say that”. I would contend the appropriateness of Torry’s advice depends, in part, on one’s audience. If addressing an audience of basic income activists in UK, for example, then it might indeed be important to clarify that Ontario’s pilot is “not a basic income” (assuming they endorse, and are most familiar with, the definition of ‘basic income’ adopted by BIEN, the Citizen’s Basic Income Trust, and Basic Income UK). But it would be quite presumptuous to make the same assertion to the Government of Ontario itself.
By analogy, suppose a British child were to overhear an American speak of “eating biscuits with dinner before the football game”. It might be important to clarify that the food in question is “not really biscuits” and the game in question is “not really football” in order to prevent the child from forming misconceptions about the American’s selections of baked goods and sports. But it would not be appropriate, presumably, to tell the American himself that he is “not really eating biscuits or watching football” and should stop using his words like that. But Ontarians are not en masse misusing the term ‘basic income’ any more that Americans are en masse misusing the words ‘biscuit’ and ‘football’. The term has merely taken on a different meaning, one with antecedents dating at least to the time of the Mincome experiment in the 1970s.
Given this divergence in meaning, there is again a pronounced threat of equivocation and confusion. Widely used sentences like ‘Ontario is testing basic income’, ‘Manitoba’s Mincome was an experiment of basic income’, and ‘Milton Friedman supported basic income’ might be either true or false depending on the speaker. Indeed, the truth or falsity of such sentences can be determined only after knowing the specific definition of ‘basic income’ adopted by the speaker (or, as a clue, the speaker’s nationality).
Once again, I believe the lesson here is that a wide-scope organization like BIEN must acknowledge this diversity in word use if it wishes to ward against such confusion.
C. “Similarities Overlapping and Criss-Crossing”
In working as a reporter for Basic Income News, I commonly observe speakers–many of them with considerable experience and expertise in the movement–use the term ‘basic income’ in accordance with the two types of definitions described above.
In itself, such ambiguity is benign; it is a common feature of natural language that the meanings of words are shaped and honed in somewhat different fashions within different communities or groups of speakers. When a speaker realizes that a term carries multiple definitions, she knows that she must attend to context in order to resolve the ambiguity, and she knows to be cautious of drawing certain inferences if that ambiguity cannot be resolved.
Complications arise, however, when casual readers falsely assume that ‘basic income’ is well-defined and unambiguous. And, unfortunately, this is all too easy: most articles and websites that purport to introduce “the” concept of basic income do not mention that the term is used differently, and sometimes inconsistently, between different speakers. On the contrary, many authors blithely write as if the term does have a single conventional meaning, offering a gloss on a definition with no mention of the fact that others define the term somewhat differently. Thus, many casual readers might be unaware of the ambiguities that surround the use of the term–raising the specter of unintentional equivocation, confusion, and false belief (e.g. one might unwittingly come to accept falsehoods like “Alaska provides its residents with livable annual income” or “A town in Manitoba was the site of an experiment in which every resident, regardless of income, received a fixed monthly cash payment”).
If an organization like BIEN wishes to be a broad church, facilitating discussion between diverse parties that research or support something they call ‘basic income’, then, I submit, it should cease to posture as if the term has a single definition.
BIEN could state outright that there is no set of conditions that constitutes a unique standard meaning for ‘basic income’. Then, as an alternative to definition, it could provide a list of stereotypical or paradigmatic features of proposals that bear the name. Some of these features–such as being paid in cash and at regular intervals–are more central than others, and might even be said to be necessary features of anything called ‘basic income’. Other features, however, are matters of dispute or discrepancy (such as consisting of a livable amount and being paid in equal amount to all regardless of income).
New problems would likely arise when attempting to decide what to say about frequently cited conditions or features of a basic income. Even the condition of unconditionality, for instance, might not be sacrosanct. Some have spoken about questions such as whether a “participation requirement should be added to the basic income”: is this loose talk, semantic nonsense (akin to asking, perhaps, whether a “marriage requirement should be imposed on bachelorhood”), or evidence that unconditionality is not really a necessary or immutable part of the conceptual core of what speakers call ‘basic income’? If informed and competent speakers’ judgements fail to detect paradox in phrases like ‘a participation requirement on a basic income’, then it is likely the latter.
Yet more new problems would arise when considering the fact that the paradigmatic form of the policy contains further attributes that are often not mentioned explicitly in definitions of the term: the amount is typically assumed to be relatively stable; the program is typically assumed to be created and administered by a government (although, with some activists proposing privately-funded programs, some definitions deliberately reject it); the condition of “universality” is often (although not always) implicitly assumed not necessarily to extend to children. (See Torry’s paper for further discussion of examples of implicitly accepted paradigmatic features.)
Still more points of controversy could be mentioned. Should ‘basic income’ be defined to require payment in conventional currency (to exclude cryptocurrency-based proposals), or should it be sure not to impose this constraint? Should ‘basic income’ be defined as a universal payment to citizens, permanent residents, or some other specification of the relevant population base?
At the beginning of his 2017 Congress paper, Torry mentions Ludwig Wittgenstein’s discussion of the idea of “family resemblance” in his Philosophical Investigations. He does not, however, carry this Wittgenstein reference to its natural conclusion: a case against definition. I suggest that we do.
According to Wittgenstein, terms of natural language typically do not lend themselves to definition in terms of necessary and sufficient conditions. Different uses of a term need not exemplify a common core meaning–and, often, they don’t. Instead, Wittgenstein tells us, different uses of a word are often related by a “complicated network of similarities overlapping and criss-crossing”.
To illustrate, he delivers the example of the word ‘game’:
Consider for example the proceedings that we call “games”. I mean board-games, card-games, ball-games, Olympic games, and so on. What is common to them all?—Don’t say: “There must be something common, or they would not be called ‘games’ “—but look and see whether there is anything common to all. … Look for example at board-games, with their multifarious relationships. Now pass to card-games; here you find many correspondences with the first group, but many common features drop out, and others appear. When we pass next to ballgames, much that is common is retained, but much is lost.—Are they all ‘amusing’? Compare chess with noughts and crosses. Or is there always winning and losing, or competition between players? Think of patience. In ball games there is winning and losing; but when a child throws his ball at the wall and catches it again, this feature has disappeared. Look at the parts played by skill and luck; and at the difference between skill in chess and skill in tennis. Think now of games like ring-a-ring-a-roses; here is the element of amusement, but how many other characteristic features have disappeared! And we can go through the many, many other groups of games in the same way; can see how (§66).
The natural progression of Torry’s Wittgenstein reference would have been to argue that ‘basic income’ is like ‘game’: as we examine the diverse and multifarious uses of ‘basic income’, similarities crop up and disappear, with no single common meaning able to be identified. Although Torry does not take this tack, I believe that it would have been precisely on-point.
Of course, an association of “gamers” is free to stipulate a specific definition of the particular type of game in which it is interested. Likewise, an organization like BIEN could stipulate a specific definition of ‘basic income’ to describe the particular type of policy with which it is concerned. One concern, however, is that BIEN’s other actions don’t seem to accord with this desire for specificity. BIEN, at present, seems unified more by word-shape than word-meaning: it coordinates affiliates who support what they call ‘basic income’ (allowing affiliates to adopt their own definitions thereof), organizes conferences to bring together individuals who are interested in something they call ‘basic income’, and publishes news stories about people who talk about something they call ‘basic income’. If BIEN wishes to unify its activities in this way, then it cannot prescribe a definition of ‘basic income’ but must instead defer to the groups and individuals who use the term and who constitute its membership–and, as seen, their definitions of the term are varied and disparate, with only a thin and insubstantial core of features possessed by all.
But we may leave aside questions of BIEN’s mission and goals, for there is another concern facing the organization’s decision to adopt a particular stipulative definition: as a mere matter of fact, the term is used in varied manners that are not always consistent, media coverage of basic income is not always clear to dissociate these (and is usually not), and BIEN does not hold purchase over media reporting on basic income. Adding yet another organization-specific definition to the mix does not lend clarity to confusion. What is needed is straightforward acknowledgement of the diversity and disparity in uses of the term ‘basic income’.
Notes
[1] In this essay, I use single quotes to notate that I am speaking about a linguistic item (the term ‘basic income’) rather than the thing it refers to (a basic income).
[2] Alaska’s Permanent Fund Dividend and Iran’s oil subsidy reform program possess other non-stereotypical features. Most notably, perhaps, the level of the payments is not only non-livable but also unstable and uncertain. No fixed amount is guaranteed from year to year. (Indeed, as it happens, the future of the PFD is presently uncertain due to ongoing fiscal crisis in Alaska–in an unprecedented decision of the state’s Governor, its amount was halved between 2015 and 2016–and Iran has begun withdrawing higher earners from the subsidy program.)
[3] Note that other groups, such as BIEN’s Australian affiliate, also use ‘basic income guarantee’ and ‘basic income’ interchangeably, but with a definition that includes the qualifications that the payments must be individual and non-withdrawable; thus, the use of the word ‘guarantee’ does not imply that the “Canadian-type” definition of ‘basic income’ is at play.
[4] BIEN’s US affiliate, the US Basic Income Guarantee Network, defines ‘basic income guarantee’ in a manner similar to BIEN’s Canadian affiliate, as “a government ensured guarantee that no one’s income will fall below the level necessary to meet their most basic needs for any reason” (with no condition that the support must be non-withdrawable or paid on an individual basis). However, USBIG does not treat ‘basic income guarantee’ and ‘basic income’ as synonyms, but defines ‘basic income’ in a manner similar to BIEN, as type of basic income guarantee in which “every citizen [is given] a check for the full basic income every month” (leading to peculiarities like the truth of the sentence ‘Ontario is testing a basic income guarantee, but it is not testing a basic income’).
[5] Although common, this is not the only definition in use in Canada. For example, François Blais, a political scientist researching income guarantee programs for Quebec, has defined ‘basic income’ as “an unconditional income that the government awards to every citizen” (see his book Ending Poverty: A Basic Income for All Canadians)–which, as written, could be interpreted as implying an individual and non-withdrawable payment (although not explicitly specified).
Earlier draft reviewed by Tyler Prochazka and Heidi Karow
Cover Photo (Games): CC BY-NC-ND 2.0 B