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UBI – real solution in perfect storm of debt

A new report from the investment service Wealthify reveals that many Scottish people are unable to save for the future because of “zero hour contracts, insecure work and low pay.” Moreover, according to the report, Scottish women save less than half of the money of men, and 10 times less than some areas of England.

Campaigners have proposed a universal basic income (UBI) in response to this–such as Kirstein Rummery, Professor of Social Policy at the University of Stirling, whom Nathanael Williams interviewed in a Commonspace article about the Wealthify report.

Rummery said, “The only real policy solution would be Universal Basic Income – which would not only mitigate against income insecurity but tackle poverty effectively and lead to a huge economic stimulus.”

She continued, “It is clear that several factors are coming together to make the financial situation particularly precarious for groups of Scots.”

Rummery believes that a UBI might also serve to offset the gender imbalance. Zero hour contracts and pay freezes affect low-paid workers the most, who are mostly women in the public sector. The same for the withdrawal of benefits for the disabled and social care services because of funding constraints. The rise in housing costs exacerbates the situation.

If you want to read more, please see here:

Nathanael Williams. Universal Basic Income can be “real solution” as women and low paid face “perfect storm” of debt. (CommonSpace).

Image Credit: Ken Teegardin

About Scott Douglas Jacobsen

Scott Jacobsen has written 38 articles.

Scott Douglas Jacobsen researches with varied research labs and groups, and works part-time in landscaping. He founded In-Sight: Independent Interview-Based Journal and In-Sight Publishing. He authored/co-authored some e-books, free or low-cost. If you want to contact Scott, you may inquire or comment through e-mail: He is a Tobis Fellow (Fall, 2016) at the UCI Interdisciplinary Center for the Scientific Study of Ethics and Morality (Ethics Center), weekly interview columnist for Conatus News, writer and Executive Administrator for Trusted Clothes, the Vice President of Outreach for the Almas Jiwani Foundation, Councilor for the Athabasca University Student Union, member of the Learning Analytics Research Group, writer for The Voice Magazine, Your Political Party of BC, Progressive Party of BC, Marijuana Party of Canada, BC Refederation Party, and Little Footprints Big Steps International Development Organization, Community Journalist/Blogger for Gordon Neighbourhood House, member-at-large and writer for Canadian Students for Sensible Drug Policy, and member of the Lifespan Cognition Psychology Lab and IMAGe Psychology Lab.

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The views expressed in this Op-Ed piece are solely those of the author and do not necessarily represent the view of Basic Income News or BIEN. BIEN and Basic Income News do not endorse any particular policy, but Basic Income News welcomes discussion from all points of view in its Op-Ed section.

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